8-month rate lock

Secure an 8-month rate lock with Northfield Savings Bank when you go under
reservation.

• No Surprises: Your rate is protected during the entire construction process — no matter how the market moves.
• Built-In Flexibility: If rates drop, you’ll get a one-time float-down option 60 days before closing.
• Peace of Mind: Focus on personalizing your new home, knowing your rate — and your budget — are secure.

We’ve tailored this powerful, 8-month rate lock incentive to compliment our fixed price contract – meaning you can have certainty from contract to closing date!

This is to give you notice that O’Brien Brothers and Coldwell Banker Hickok & Boardman (referring parties) have a business relationship with Northfield Savings Bank. Northfield Savings Bank provides financial services, including Mortgages, to customers across the area. O’Brien Brothers is a developer and the seller of the above referenced properties. Coldwell Banker Hickok & Boardman has been hired to market those properties for the seller.

Therefore, some customers or clients may use Northfield Savings Bank for a mortgage to purchase one of the properties listed above. O’Brien Brothers may pay “points” to reduce the mortgage interest rate by .5% for a qualified customer purchasing the above listed property when using Northfield Savings Bank. There are no referral fees paid by Northfield Savings Bank to either O’Brien Brothers or Coldwell Banker Hickok & Boardman for this program. Those parties will benefit by selling their listed property or by earning commission, previously agreed to, when the property has been sold.

You are NOT required to use the listed provider(s), Northfield Savings Bank, as a condition for the purchase of the subject property.

THERE ARE FREQUENTLY OTHER SETTLEMENT SERVICE PROVIDERS AVAILABLE WITH SIMILAR SERVICES. YOU ARE FREE TO SHOP AROUND TO DETERMINE THAT YOU ARE RECEIVING THE BEST SERVICES AND THE BEST RATE FOR THESE SERVICES.